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Dhanalakshmi Srinivasan Chit Funds

1.Explore trusted savings solutions with Dhanalakshmi Srinivasan Chit Funds 

2.Our flexible chit schemes help you grow your money securely and efficiently.

3.Perfect for individuals and businesses seeking reliable financial planning.

4.Enjoy transparent terms, timely returns, and expert support.

5.Join Rajan Associates today for smart, secure chit fund investments in Tirupur.

Chits & Funds

latest plans

Dhanalakshmi Srinivasan Nidhi Limited

*Earn 12% annual interest on your investment!

*Your initial investment will double in just 6 years (72 months).

Recurring Deposit for Citizen – Dhanalakshmi Srinivasan Nidhi Limited (via Rajan Associates)

S.NOMonthly Installment Amount1 YEAR
8.50%
2 YEAR
9.00%
3 YEAR
9.50%
4 YEAR
10.00%
5 YEAR
10.50%
1₹1,00012,56726,38541,79459,21279,156
2₹2,00025,13452,77083,5881,18,4241,58,312
3₹3,00037,70179,1551,25,3821,77,6362,37,468
4₹4,00050,2681,05,5401,67,1762,36,8483,16,624
5₹5,00062,8351,31,9252,08,9702,96,0603,95,780
6₹10,0001,25,6702,63,8504,17,9405,92,1207,91,560
7₹15,0001,88,5053,95,7756,26,9108,88,18011,87,340
8₹20,0002,51,3405,27,7008,35,88011,84,24015,83,120
9₹25,0003,14,1756,59,62510,44,85014,80,30019,78,900
10₹30,0003,77,0107,91,55012,53,82017,76,36023,74,680
11₹40,0005,02,68010,55,40016,71,76023,68,48031,66,240
12₹50,0006,28,35013,19,25020,89,70029,60,60039,57,800

🏦 Dhanalakshmi Srinivasan Chits Pvt. Ltd.

No.Monthly Contribution (₹)MonthsTotal Return (₹)Dividend
110,000505,00,00040%
212,500405,00,00030%
320,0005010,00,00040%
425,0004010,00,00030%
550,0005025,00,00040%
61,00,0004040,00,00030%
71,00,0005050,00,00040%
81,25,0004050,00,00030%
92,00,000501,00,00,00040%
1012,50,000405,00,00,00040%

🔍 How a Chit Funds Works

A chit fund is a smart and flexible financial tool that helps you save money and access funds when needed. Here’s a simple breakdown of how it works:

  1. Group Formation
    A group of individuals (called subscribers) come together and agree to contribute a fixed amount every month for a specific period (e.g., 40 or 50 months).

  2. Monthly Contributions
    Each member pays their monthly installment into the chit fund. This creates a collective fund for that month.

  3. Bidding Process / Auction
    Every month, a member can “bid” to take the lump sum amount by agreeing to forego a portion of it as a discount or dividend. The person who bids the highest discount receives the chit amount that month.

  4. Prize Money Distribution
    The discounted amount is distributed equally among all other members as dividend or profit, reducing their net contribution.

  5. Repeat Till Completion
    This process continues until each member has received the chit amount once. By the end of the chit period, everyone would have received a lump sum once and contributed monthly throughout.

✅ Benefits of Chit Funds:

At Rajan Associates, we make chit fund investment easy, transparent, and secure. Join today and experience a smarter way to save and grow your money!

  • Easy access to large sums of money when needed
  • Helps cultivate disciplined saving habits

  • Suitable for both short-term and long-term goals

  • Provides returns in the form of dividends

 

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